Useful Information

New India

TPA Information

Top Up Mediclaim Floater

Synopsis:

New India Top Mediclaim covers Hospitalization for Illness and Injury And Reimburse medical expenses at the time when the Cumulative Hospitalisation exceeds the Threshold.

Highlight:

  • No Pre–acceptance Health Check–up for persons above 50 years of age.
  • Pre existing Diseases covered after 48 months of continous coverage.
  • Expenses covered for Ayush Treatment.
  • Get Well Benefit of Rs. 5000 and Rs. 8000 for the first four admissible claims.
  • Tax rebate, as per provision of Income Tax rules, under Section 80-D.
  • Organ donor expenses are covered.

Benefit:

Title
Description
Room Rent Limit
Aactually incurred subject to a cap of Rs. 5000 per day for Rs. 5,00,000 Threshold and Rs. 8000 per day for Rs. 8,00,000 Threshold.
ICU Daily Rent Limit
Actually incurred subject to a cap of Rs. 10000 per day for Rs. 5,00,000 Threshold and Rs. 16000 per day for Rs. 8,00,000 Threshold .
Minimum Hospitalization Period
24 Hrs
Day Care Procedure Coverage
Not Covered
Additional Cover for Critical Illness
Optional, for age below 65
Pre-Existing Disease / Illness coverage
After48 months
Waiting Period for New Policy
30 days
Ambulance Expenses
actually incurred subject to cap of Rs. 5000 for Rs. 5,00,000 Threshold and Rs. 8000 for Rs. 8,00,000 Threshold.
Non-Allopathic Treatments
Covered
Donor Expenses
Covered
Nursing Allowance
Aactually incurred subject to a cap of Rs. 5000 per day for Rs. 5,00,000 Threshold and Rs. 8000 per day for Rs. 8,00,000 Threshold.